{"id":3127,"date":"2026-04-19T16:53:45","date_gmt":"2026-04-19T16:53:45","guid":{"rendered":"https:\/\/allksago.com\/?p=3127"},"modified":"2026-04-20T05:33:01","modified_gmt":"2026-04-20T05:33:01","slug":"%d8%af%d9%84%d9%8a%d9%84-%d9%85%d9%83%d8%a7%d9%81%d8%a3%d8%a9-%d9%86%d9%87%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a%d8%a9-%d9%84","status":"publish","type":"post","link":"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/","title":{"rendered":"\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026: \u062f\u0644\u064a\u0644 \u0645\u0628\u0633\u0637 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646"},"content":{"rendered":"<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Mixed_Feelings_of_Moving_On\"><\/span>\u0645\u0634\u0627\u0639\u0631 \u0645\u062e\u062a\u0644\u0637\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0647\u0646\u0627\u0643 \u0634\u0639\u0648\u0631\u064c \u062e\u0627\u0635\u064c\u0651 \u064a\u0646\u062a\u0627\u0628\u0643 \u0639\u0646\u062f\u0645\u0627 \u062a\u0642\u0631\u0631 \u0623\u0646 \u0627\u0644\u0648\u0642\u062a \u0642\u062f \u062d\u0627\u0646 \u0644\u062a\u0631\u0643 \u0648\u0638\u064a\u0641\u062a\u0643 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629. \u0631\u0628\u0645\u0627 \u062a\u0643\u0648\u0646 \u0642\u062f \u0623\u0646\u0647\u064a\u062a \u0645\u0634\u0631\u0648\u0639\u064b\u0627 \u0636\u062e\u0645\u064b\u0627 \u0641\u064a \u0646\u064a\u0648\u0645\u060c \u0623\u0648 \u0631\u0628\u0645\u0627 \u0642\u0631\u0631\u062a \u062a\u0648\u0644\u064a \u0645\u0646\u0635\u0628 \u062c\u062f\u064a\u062f \u0641\u064a \u0645\u062f\u064a\u0646\u0629 \u0623\u062e\u0631\u0649. \u0623\u0646\u062a \u0645\u062a\u062d\u0645\u0633\u064c \u0644\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0644\u0643\u0646 \u064a\u0628\u0642\u0649 \u0630\u0644\u0643 \u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0645\u0644\u062d\u0651 \u0639\u0627\u0644\u0642\u064b\u0627 \u0641\u064a \u0630\u0647\u0646\u0643: <em>\"\u0643\u0645 \u0633\u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0627\u0644\u0630\u064a \u0633\u0623\u062a\u0642\u0627\u0636\u0627\u0647\u061f\"<\/em><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">\u062a\u0628\u062f\u064a\u0644<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#The_Mixed_Feelings_of_Moving_On\" >\u0645\u0634\u0627\u0639\u0631 \u0645\u062e\u062a\u0644\u0637\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Quick_Answer_How_the_ESB_Math_Works_in_2026\" >\u0625\u062c\u0627\u0628\u0629 \u0633\u0631\u064a\u0639\u0629: \u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u062d\u0633\u0627\u0628\u0627\u062a ESB \u0641\u064a \u0639\u0627\u0645 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Understanding_the_%E2%80%9CTotal_Salary%E2%80%9D_Trap\" >\u0641\u0647\u0645 \u0641\u062e \"\u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\"<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Part_1_Calculating_ESB_if_You_Resign_The_Resignation_Scale\" >\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0623\u0648\u0644: \u062d\u0633\u0627\u0628 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629 (\u0645\u0642\u064a\u0627\u0633 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#0_to_2_Years_The_%E2%80%9CZero%E2%80%9D_Zone\" >\u0645\u0646 0 \u0625\u0644\u0649 \u0633\u0646\u062a\u064a\u0646: \u0645\u0646\u0637\u0642\u0629 \"\u0627\u0644\u0635\u0641\u0631\"<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#2_to_5_Years_The_13rd_Rule\" >\u0645\u0646 \u0633\u0646\u062a\u064a\u0646 \u0625\u0644\u0649 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a: \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u062b\u0644\u062b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#5_to_10_Years_The_23rds_Rule\" >\u0645\u0646 5 \u0625\u0644\u0649 10 \u0633\u0646\u0648\u0627\u062a: \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u062b\u0644\u062b\u064a\u0646<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#10_Years_The_Full_Benefit\" >\u0623\u0643\u062b\u0631 \u0645\u0646 10 \u0633\u0646\u0648\u0627\u062a: \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Part_2_Calculating_ESB_if_the_Company_Terminates_You\" >\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a: \u062d\u0633\u0627\u0628 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0641\u064a \u062d\u0627\u0644 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u062e\u062f\u0645\u062a\u0643<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Qiwa_Contract_Termination_Rules_What_You_Need_to_Know\" >\u0642\u0648\u0627\u0639\u062f \u0625\u0646\u0647\u0627\u0621 \u0639\u0642\u062f Qiwa: \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0639\u0631\u0641\u062a\u0647<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#1_The_Notice_Period\" >1. \u0641\u062a\u0631\u0629 \u0627\u0644\u0625\u0634\u0639\u0627\u0631<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#2_Contract_Types_Limited_vs_Unlimited\" >2. \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0639\u0642\u0648\u062f: \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0645\u062f\u0629 \u0645\u0642\u0627\u0628\u0644 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0645\u062f\u0629<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Sponsorship_Transfer_KSA_2026_The_%E2%80%9CLabor_Mobility%E2%80%9D_Shift\" >\u0646\u0642\u0644 \u0627\u0644\u0643\u0641\u0627\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026: \u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \"\u062d\u0631\u0643\u0629 \u0627\u0644\u0639\u0645\u0627\u0644\u0629\"<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Employee_Rights_During_Ramadan_2026\" >\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u062e\u0644\u0627\u0644 \u0634\u0647\u0631 \u0631\u0645\u0636\u0627\u0646 2026<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Practical_Steps_Your_5-Step_Guide_to_Using_the_Calculator\" >\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629: \u062f\u0644\u064a\u0644\u0643 \u0627\u0644\u0645\u0643\u0648\u0646 \u0645\u0646 5 \u062e\u0637\u0648\u0627\u062a \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0622\u0644\u0629 \u0627\u0644\u062d\u0627\u0633\u0628\u0629<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Common_Mistakes_That_Cost_Expats_Money\" >\u0623\u062e\u0637\u0627\u0621 \u0634\u0627\u0626\u0639\u0629 \u062a\u0643\u0644\u0641 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0627\u0644\u0645\u0627\u0644<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Tips_and_Pro_Insights\" >\u0646\u0635\u0627\u0626\u062d \u0648\u0631\u0624\u0649 \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#FAQ_Questions_People_Ask_Me_Every_Day\" >\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629: \u0623\u0633\u0626\u0644\u0629 \u064a\u0637\u0631\u062d\u0647\u0627 \u0627\u0644\u0646\u0627\u0633 \u0639\u0644\u064a\u0651 \u0643\u0644 \u064a\u0648\u0645<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#1_Is_ESB_paid_if_I_transfer_to_a_new_company\" >1. \u0647\u0644 \u064a\u062a\u0645 \u062f\u0641\u0639 \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a ESB \u0625\u0630\u0627 \u0627\u0646\u062a\u0642\u0644\u062a \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u062c\u062f\u064a\u062f\u0629\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#2_Can_the_company_deduct_for_%E2%80%9Ctraining_costs%E2%80%9D\" >2. \u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0629 \u062e\u0635\u0645 \u062a\u0643\u0627\u0644\u064a\u0641 \"\u0627\u0644\u062a\u062f\u0631\u064a\u0628\"\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#3_What_if_my_contract_was_never_updated_on_Qiwa\" >3. \u0645\u0627\u0630\u0627 \u0644\u0648 \u0644\u0645 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b \u0639\u0642\u062f\u064a \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 Qiwa\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#4_Does_the_End_of_Service_Benefit_apply_to_domestic_workers\" >4. \u0647\u0644 \u064a\u0646\u0637\u0628\u0642 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0627\u062a\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#5_How_long_does_the_company_have_to_pay_my_final_settlement\" >5. \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u062e\u0644\u0627\u0644\u0647\u0627 \u062f\u0641\u0639 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u064a \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629\u061f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/allksago.com\/ar\/saudi-end-of-service-easy-eosb-guide-for-expats\/#Conclusion_Know_Your_Value\" >\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0627\u0639\u0631\u0641 \u0642\u064a\u0645\u062a\u0643<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>\u062c\u0644\u0633\u062a\u064f \u0645\u0639 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0635\u062f\u0642\u0627\u0621 \u0641\u064a \u0627\u0644\u0631\u064a\u0627\u0636 \u0648\u062c\u062f\u0629\u060c \u0648\u0643\u0627\u0646\u0648\u0627 \u064a\u062d\u062f\u0642\u0648\u0646 \u0641\u064a \u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629 \u0628\u0646\u0638\u0631\u0627\u062a \u062d\u064a\u0631\u0629 \u0634\u062f\u064a\u062f\u0629. \u064a\u0631\u0648\u0646 \u0631\u0642\u0645\u064b\u0627\u060c \u0648\u064a\u0639\u062a\u0642\u062f\u0648\u0646 \u0623\u0646\u0647 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0623\u0639\u0644\u0649\u060c \u0644\u0643\u0646\u0647\u0645 \u0644\u0627 \u064a\u0639\u0631\u0641\u0648\u0646 \u0643\u064a\u0641 \u064a\u062b\u0628\u062a\u0648\u0646 \u0630\u0644\u0643. \u0641\u064a \u0639\u0627\u0645 \u0662\u0660\u0662\u0666\u060c \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0623\u0648\u0636\u062d \u0645\u0645\u0627 \u0643\u0627\u0646\u062a \u0639\u0644\u064a\u0647\u060c \u0644\u0643\u0646 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0644\u0627 \u062a\u0632\u0627\u0644 \u063a\u0627\u0645\u0636\u0629 \u0628\u0639\u0636 \u0627\u0644\u0634\u064a\u0621 \u0644\u0645\u0646 \u0644\u0627 \u064a\u0639\u0631\u0641 \u0623\u064a\u0646 \u064a\u0628\u062d\u062b.<\/p>\n\n\n\n<p>\u0625\u0646 \"\u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629\" \u0644\u064a\u0633\u062a \u0645\u0643\u0627\u0641\u0623\u0629 \u0623\u0648 \u0647\u062f\u064a\u0629 \u0645\u0646 \u0645\u062f\u064a\u0631\u0643\u060c \u0628\u0644 \u0647\u064a \u062d\u0642 \u0642\u0627\u0646\u0648\u0646\u064a \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0633\u0639\u0648\u062f\u064a. \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0633\u062a\u062e\u062f\u0645 <strong>\u062d\u0627\u0633\u0628\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026<\/strong> \u0623\u062f\u0627\u0629 \u0623\u0648 \u0645\u062d\u0627\u0648\u0644\u0629 \u0641\u0647\u0645 <strong>\u0642\u0648\u0627\u0639\u062f \u0625\u0646\u0647\u0627\u0621 \u0639\u0642\u062f \u0642\u0648\u0649<\/strong>\u0639\u0644\u064a\u0643 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u062d\u0627\u0633\u0628\u0627\u064b \u0644\u0646\u0641\u0633\u0643 \u0644\u064a\u0648\u0645 \u0648\u0627\u062d\u062f. \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0633\u064a\u0634\u0631\u062d \u0644\u0643 \u0628\u0627\u0644\u062a\u0641\u0635\u064a\u0644 \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a\u060c \u0648\u0645\u0627 \u0647\u064a \u062d\u0642\u0648\u0642\u0643 \u062e\u0644\u0627\u0644 \u0623\u0648\u0642\u0627\u062a \u062e\u0627\u0635\u0629 \u0645\u062b\u0644 \u0631\u0645\u0636\u0627\u0646\u060c \u0648\u0643\u064a\u0641 \u062a\u062a\u0623\u0643\u062f \u0645\u0646 \u0639\u062f\u0645 \u0625\u0647\u062f\u0627\u0631 \u0623\u064a \u0623\u0645\u0648\u0627\u0644.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quick_Answer_How_the_ESB_Math_Works_in_2026\"><\/span>\u0625\u062c\u0627\u0628\u0629 \u0633\u0631\u064a\u0639\u0629: \u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u062d\u0633\u0627\u0628\u0627\u062a ESB \u0641\u064a \u0639\u0627\u0645 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0641\u064a \u0639\u0627\u0645 2026\u060c \u064a\u062a\u0645 \u062d\u0633\u0627\u0628 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \"\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0630\u064a \u062d\u0635\u0644\u062a \u0639\u0644\u064a\u0647 \u0641\u064a \u0622\u062e\u0631 \u0645\u0631\u0629\" (\u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0633\u0627\u0633\u064a + \u0627\u0644\u0633\u0643\u0646 + \u0627\u0644\u0645\u0648\u0627\u0635\u0644\u0627\u062a).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0641\u064a \u062d\u0627\u0644 \u0625\u0646\u0647\u0627\u0621 \u062e\u062f\u0645\u062a\u0643:<\/strong> \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0646\u0635\u0641 \u0631\u0627\u062a\u0628 \u0634\u0647\u0631 \u0648\u0627\u062d\u062f \u0639\u0646 \u0643\u0644 \u0633\u0646\u0629 \u0645\u0646 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0648\u0631\u0627\u062a\u0628 \u0634\u0647\u0631 \u0643\u0627\u0645\u0644 \u0639\u0646 \u0643\u0644 \u0633\u0646\u0629 \u0628\u0639\u062f \u0630\u0644\u0643.<\/li>\n\n\n\n<li><strong>\u0641\u064a \u062d\u0627\u0644 \u0627\u0633\u062a\u0642\u0627\u0644\u062a\u0643:<\/strong> \u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0639\u0644\u0649 \u0633\u0646\u0648\u0627\u062a \u062e\u062f\u0645\u062a\u0643. \u0644\u0627 \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0623\u064a \u0634\u064a\u0621 \u0625\u0630\u0627 \u062a\u0631\u0643\u062a \u0627\u0644\u0639\u0645\u0644 \u0642\u0628\u0644 \u0633\u0646\u062a\u064a\u0646. \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062b\u0644\u062b \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0628\u064a\u0646 \u0633\u0646\u062a\u064a\u0646 \u0648\u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a\u060c \u0648\u062b\u0644\u062b\u064a \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0628\u064a\u0646 \u062e\u0645\u0633 \u0648\u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a\u060c \u0648\u0627\u0644\u0645\u0628\u0644\u063a \u0643\u0627\u0645\u0644\u0627\u064b \u0628\u0639\u062f \u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a.<\/li>\n<\/ul>\n\n\n\n<p>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u0642\u0645 \u062f\u0642\u064a\u0642\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062f\u0627\u0626\u0645\u064b\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u064f\u0639\u062f \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a. <strong>\u062d\u0627\u0633\u0628\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding_the_%E2%80%9CTotal_Salary%E2%80%9D_Trap\"><\/span>\u0641\u0647\u0645 \u0641\u062e \"\u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\"<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0642\u0628\u0644 \u0627\u0644\u062e\u0648\u0636 \u0641\u064a \u0627\u0644\u0623\u0631\u0642\u0627\u0645\u060c \u0639\u0644\u064a\u0646\u0627 \u062a\u0635\u062d\u064a\u062d \u0623\u0643\u0628\u0631 \u062e\u0637\u0623 \u064a\u0642\u0639 \u0641\u064a\u0647 \u0627\u0644\u0646\u0627\u0633. \u0639\u0646\u062f\u0645\u0627 \u064a\u0633\u0645\u0639 \u0627\u0644\u0646\u0627\u0633 \u0643\u0644\u0645\u0629 \"\u0631\u0627\u062a\u0628\"\u060c \u0641\u0625\u0646\u0647\u0645 \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0641\u0643\u0631\u0648\u0646 \u0641\u064a \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0623\u0633\u0627\u0633\u064a. \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u064a\u062a\u0645 \u062d\u0633\u0627\u0628 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 <strong>\u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a<\/strong>.<\/p>\n\n\n\n<p>\u0639\u0631\u0641\u062a\u064f \u0630\u0627\u062a \u0645\u0631\u0629 \u0645\u0647\u0646\u062f\u0633\u0627\u064b \u0643\u0627\u0646 \u064a\u0638\u0646 \u0623\u0646\u0647 \u0633\u064a\u062d\u0635\u0644 \u0639\u0644\u0649 15,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a \u0643\u0645\u0639\u0627\u0634 \u062a\u0642\u0627\u0639\u062f\u064a \u0646\u0647\u0627\u0626\u064a \u0644\u0623\u0646\u0647 \u0644\u0645 \u064a\u0646\u0638\u0631 \u0625\u0644\u0627 \u0625\u0644\u0649 \u0631\u0627\u062a\u0628\u0647 \u0627\u0644\u0623\u0633\u0627\u0633\u064a. \u0648\u0639\u0646\u062f\u0645\u0627 \u0631\u0627\u062c\u0639\u0646\u0627 \u0639\u0642\u062f\u0647\u060c \u0648\u062c\u062f\u0646\u0627 \u0623\u0646 \u0628\u062f\u0644 \u0627\u0644\u0633\u0643\u0646 \u0648\u0627\u0644\u0645\u0648\u0627\u0635\u0644\u0627\u062a \u064a\u0636\u064a\u0641\u0627\u0646 5,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a \u0634\u0647\u0631\u064a\u0627\u064b. \u0647\u0630\u0627 \u0627\u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0628\u0633\u064a\u0637 \u063a\u064a\u0651\u0631 \u0631\u0627\u062a\u0628\u0647 \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0628\u0622\u0644\u0627\u0641 \u0627\u0644\u0631\u064a\u0627\u0644\u0627\u062a.<\/p>\n\n\n\n<p><strong>\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u064f\u0624\u062e\u0630 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0623\u0633\u0627\u0633\u064a.<\/li>\n\n\n\n<li>\u0628\u062f\u0644 \u0627\u0644\u0633\u0643\u0646 (\u062d\u062a\u0649 \u0644\u0648 \u0643\u0627\u0646\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u0648\u0641\u0631 \u0627\u0644\u0645\u0646\u0632\u0644\u060c \u0641\u0647\u0646\u0627\u0643 \u0642\u064a\u0645\u0629 \u0646\u0642\u062f\u064a\u0629).<\/li>\n\n\n\n<li>\u0628\u062f\u0644 \u0627\u0644\u0645\u0648\u0627\u0635\u0644\u0627\u062a.<\/li>\n\n\n\n<li>\u0623\u064a \u0639\u0645\u0648\u0644\u0627\u062a \u0634\u0647\u0631\u064a\u0629 \u062b\u0627\u0628\u062a\u0629 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0639\u0642\u062f\u0643.<\/li>\n<\/ul>\n\n\n\n<p>\u0625\u0630\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646\u062a\u0638\u0645\u064b\u0627 \u0645\u0646 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u060c \u0641\u0625\u0646\u0647 \u064a\u064f\u062d\u062a\u0633\u0628. \u0623\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \"\u0645\u0643\u0627\u0641\u0623\u0629 \u0623\u062f\u0627\u0621\" \u062a\u064f\u0645\u0646\u062d \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0641\u0639\u0627\u062f\u0629\u064b \u0644\u0627 \u064a\u064f\u062d\u062a\u0633\u0628.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Part_1_Calculating_ESB_if_You_Resign_The_Resignation_Scale\"><\/span>\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0623\u0648\u0644: \u062d\u0633\u0627\u0628 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629 (\u0645\u0642\u064a\u0627\u0633 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629 \u062a\u062e\u062a\u0644\u0641 \u0639\u0646 \u0627\u0644\u0641\u0635\u0644 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644. \u064a\u0646\u0635 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0633\u0639\u0648\u062f\u064a (\u0648\u062a\u062d\u062f\u064a\u062f\u0627\u064b \u0627\u0644\u0645\u0627\u062f\u0629 85) \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u0645\u062a\u062f\u0631\u062c \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062e\u062a\u0627\u0631\u0648\u0646 \u062a\u0631\u0643 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0630\u0644\u0643 \u0644\u062a\u0634\u062c\u064a\u0639\u0647\u0645 \u0639\u0644\u0649 \u0627\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u0634\u0631\u0643\u0627\u062a\u0647\u0645 \u0644\u0641\u062a\u0631\u0629 \u0623\u0637\u0648\u0644.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"0_to_2_Years_The_%E2%80%9CZero%E2%80%9D_Zone\"><\/span>\u0645\u0646 0 \u0625\u0644\u0649 \u0633\u0646\u062a\u064a\u0646: \u0645\u0646\u0637\u0642\u0629 \"\u0627\u0644\u0635\u0641\u0631\"<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u0625\u0630\u0627 \u0627\u0633\u062a\u0642\u0644\u062a \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0639\u0627\u0645\u064a\u0646 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0641\u0644\u0646 \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0627\u064b \u0639\u0645\u0648\u0645\u064b\u0627 \u0644\u0623\u064a \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u062e\u062f\u0645\u0629. \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631 \u0627\u0644\u0623\u062e\u064a\u0631 \u0648\u0623\u064a \u0623\u064a\u0627\u0645 \u0625\u062c\u0627\u0632\u0629 \u063a\u064a\u0631 \u0645\u0633\u062a\u062e\u062f\u0645\u0629\u060c \u0644\u0643\u0646 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0633\u062a\u0643\u0648\u0646 \u0635\u0641\u0631\u064b\u0627.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_to_5_Years_The_13rd_Rule\"><\/span>\u0645\u0646 \u0633\u0646\u062a\u064a\u0646 \u0625\u0644\u0649 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a: \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u062b\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u0647\u0646\u0627 \u062a\u0628\u062f\u0623 \u0627\u0644\u0623\u0645\u0648\u0631 \u062a\u0635\u0628\u062d \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0627\u0647\u062a\u0645\u0627\u0645. \u0625\u0630\u0627 \u0643\u0646\u062a \u0642\u062f \u0639\u0645\u0644\u062a \u0644\u0623\u0643\u062b\u0631 \u0645\u0646 \u0633\u0646\u062a\u064a\u0646 \u0648\u0644\u0643\u0646 \u0623\u0642\u0644 \u0645\u0646 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a\u060c \u0641\u0623\u0646\u062a \u0645\u0624\u0647\u0644 \u0644\u0640 <strong>\u062b\u0644\u062b<\/strong> \u0645\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0642\u064a\u0627\u0633\u064a = \u0646\u0635\u0641 \u0631\u0627\u062a\u0628 \u0634\u0647\u0631 \u0639\u0646 \u0643\u0644 \u0633\u0646\u0629.<\/li>\n\n\n\n<li>\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062b\u0644\u062b \u0630\u0644\u0643.<\/li>\n\n\n\n<li><em>\u0645\u062b\u0627\u0644:<\/em> \u0625\u0630\u0627 \u0639\u0645\u0644\u062a \u0644\u0645\u062f\u0629 3 \u0633\u0646\u0648\u0627\u062a \u0648\u0643\u0627\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0631\u0627\u062a\u0628\u0643 10,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a\u060c \u0641\u0625\u0646 \"\u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\" \u0633\u064a\u0643\u0648\u0646 15,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a. \u0648\u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 5,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_to_10_Years_The_23rds_Rule\"><\/span>\u0645\u0646 5 \u0625\u0644\u0649 10 \u0633\u0646\u0648\u0627\u062a: \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u062b\u0644\u062b\u064a\u0646<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u0625\u0630\u0627 \u0643\u0646\u062a \u0642\u062f \u0628\u0642\u064a\u062a \u0644\u0645\u062f\u0629 5 \u0633\u0646\u0648\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644\u060c \u0641\u0625\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u062f\u064a\u0646\u0629 \u0644\u0643 <strong>\u062b\u0644\u062b\u0627\u0646<\/strong> \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0648\u0628\u062d\u0644\u0648\u0644 \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0633\u0627\u062f\u0633\u0629 \u0623\u0648 \u0627\u0644\u0633\u0627\u0628\u0639\u0629\u060c \u064a\u0628\u062f\u0623 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0641\u064a \u0623\u0646 \u064a\u0635\u0628\u062d \u0645\u0628\u0644\u063a\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0645\u0646 \u0627\u0644\u0645\u0627\u0644.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_Years_The_Full_Benefit\"><\/span>\u0623\u0643\u062b\u0631 \u0645\u0646 10 \u0633\u0646\u0648\u0627\u062a: \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u0628\u0645\u062c\u0631\u062f \u0625\u062a\u0645\u0627\u0645\u0643 \u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u064a\u0632\u0648\u0644 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629 \u0648\u0627\u0644\u0641\u0635\u0644 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u064a\u0629. \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0643\u0627\u0645\u0644 \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0627\u062a\u0643 \u0628\u0646\u0633\u0628\u0629 100% \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Part_2_Calculating_ESB_if_the_Company_Terminates_You\"><\/span>\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a: \u062d\u0633\u0627\u0628 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0641\u064a \u062d\u0627\u0644 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u062e\u062f\u0645\u062a\u0643<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0625\u0630\u0627 \u0623\u0646\u0647\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0642\u062f\u0643 (\u0648\u0644\u0645 \u064a\u0643\u0646 \u0630\u0644\u0643 \u0644\u0633\u0628\u0628 \u0642\u0627\u0646\u0648\u0646\u064a \u0643\u0627\u0644\u0633\u0631\u0642\u0629 \u0623\u0648 \u0627\u0644\u0627\u0639\u062a\u062f\u0627\u0621 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0645\u0627\u062f\u0629 80)\u060c \u0641\u0625\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0623\u0643\u062b\u0631 \u0633\u062e\u0627\u0621\u064b. \u0641\u0647\u0645 \u0641\u064a \u062c\u0648\u0647\u0631 \u0627\u0644\u0623\u0645\u0631 \u064a\u0639\u0648\u0636\u0648\u0646\u0643 \u0639\u0646 \u0641\u0642\u062f\u0627\u0646 \u0648\u0638\u064a\u0641\u062a\u0643.<\/p>\n\n\n\n<p><strong>\u062d\u0633\u0627\u0628\u0627\u062a \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629 \u0644\u0639\u0627\u0645 2026:<\/strong><\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0623\u0648\u0644\u0649:<\/strong> \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 15 \u064a\u0648\u0645\u064b\u0627 (\u0646\u0635\u0641 \u0634\u0647\u0631) \u0645\u0646 \u0627\u0644\u0631\u0627\u062a\u0628 \u0639\u0646 \u0643\u0644 \u0639\u0627\u0645.<\/li>\n\n\n\n<li><strong>\u0645\u0646 \u0627\u0644\u0635\u0641 \u0627\u0644\u0633\u0627\u062f\u0633 \u0641\u0635\u0627\u0639\u062f\u064b\u0627:<\/strong> \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0631\u0627\u062a\u0628 30 \u064a\u0648\u0645\u064b\u0627 (\u0634\u0647\u0631 \u0643\u0627\u0645\u0644) \u0639\u0646 \u0643\u0644 \u0639\u0627\u0645.<\/li>\n<\/ol>\n\n\n\n<p><em>\u0645\u062b\u0627\u0644:<\/em> \u0625\u0630\u0627 \u0639\u0645\u0644\u062a\u064e \u0644\u0645\u062f\u0629 7 \u0633\u0646\u0648\u0627\u062a \u0648\u062a\u0645\u0651 \u0625\u0646\u0647\u0627\u0621 \u062e\u062f\u0645\u062a\u0643\u060c \u0641\u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062a\u0639\u0648\u064a\u0636 \u0642\u062f\u0631\u0647 (5 \u0633\u0646\u0648\u0627\u062a \u00d7 15 \u064a\u0648\u0645\u064b\u0627) + (\u0633\u0646\u062a\u0627\u0646 \u00d7 30 \u064a\u0648\u0645\u064b\u0627). \u0623\u064a \u0645\u0627 \u0645\u062c\u0645\u0648\u0639\u0647 135 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u0627\u0644\u0623\u062c\u0631. \u0625\u0630\u0627 \u0643\u0627\u0646 \u0623\u062c\u0631\u0643 \u0627\u0644\u064a\u0648\u0645\u064a 400 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a\u060c \u0641\u0633\u064a\u0643\u0648\u0646 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u0643 \u0645\u0646 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a 54,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Qiwa_Contract_Termination_Rules_What_You_Need_to_Know\"><\/span>\u0642\u0648\u0627\u0639\u062f \u0625\u0646\u0647\u0627\u0621 \u0639\u0642\u062f Qiwa: \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0639\u0631\u0641\u062a\u0647<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0641\u064a \u0639\u0627\u0645 2026\u060c \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0627\u0644\u0634\u064a\u0621 \u0645\u0648\u062c\u0648\u062f\u064b\u0627 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 Qiwa\u060c \u0641\u0647\u0648 \u063a\u064a\u0631 \u0645\u0648\u062c\u0648\u062f. \u0644\u0642\u062f \u0648\u0644\u0651\u0649 \u0632\u0645\u0646 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0643\u062a\u0648\u0628\u0629 \u0628\u062e\u0637 \u0627\u0644\u064a\u062f \u0648\u0627\u0644\u0648\u0639\u0648\u062f \u0627\u0644\u0634\u0641\u0647\u064a\u0629. <strong>\u0642\u0648\u0627\u0639\u062f \u0625\u0646\u0647\u0627\u0621 \u0639\u0642\u062f \u0642\u0648\u0649<\/strong> \u0647\u064a \u0627\u0644\u0639\u0645\u0648\u062f \u0627\u0644\u0641\u0642\u0631\u064a \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u0639\u0645\u0644\u0643.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_The_Notice_Period\"><\/span>1. \u0641\u062a\u0631\u0629 \u0627\u0644\u0625\u0634\u0639\u0627\u0631<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u062a\u062a\u0636\u0645\u0646 \u0645\u0639\u0638\u0645 \u0627\u0644\u0639\u0642\u0648\u062f \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 Qiwa \u0641\u062a\u0631\u0629 \u0625\u0634\u0639\u0627\u0631 \u0645\u062f\u062a\u0647\u0627 60 \u0623\u0648 90 \u064a\u0648\u0645\u064b\u0627. \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u0645\u063a\u0627\u062f\u0631\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u0642\u062f\u064a\u0645 \u0627\u0633\u062a\u0642\u0627\u0644\u062a\u0643 \u0639\u0628\u0631 \u0628\u0648\u0627\u0628\u0629 Qiwa. \u0633\u064a\u0642\u0648\u0645 \u0627\u0644\u0646\u0638\u0627\u0645 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0628\u062a\u062a\u0628\u0639 \u0641\u062a\u0631\u0629 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0625\u0630\u0627 \u0644\u0645 \u062a\u0642\u062f\u0645 \u0625\u0634\u0639\u0627\u0631\u0643:<\/strong> \u064a\u062d\u0642 \u0644\u0644\u0634\u0631\u0643\u0629 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u062e\u0635\u0645 \"\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u0634\u0639\u0627\u0631\" \u0645\u0646 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0625\u0630\u0627 \u0642\u0627\u0645\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0625\u0646\u0647\u0627\u0621 \u062e\u062f\u0645\u0627\u062a\u0643 \u0641\u0648\u0631\u0627\u064b:<\/strong> \u064a\u062c\u0628 \u0639\u0644\u064a\u0647\u0645 \u0623\u0646 \u064a\u062f\u0641\u0639\u0648\u0627 \u0644\u0643 \u0645\u0642\u0627\u0628\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0643\u0627\u0645\u0644\u0629 <em>\u0632\u0627\u0626\u062f<\/em> \u062c\u0647\u0627\u0632 ESB \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Contract_Types_Limited_vs_Unlimited\"><\/span>2. \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0639\u0642\u0648\u062f: \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0645\u062f\u0629 \u0645\u0642\u0627\u0628\u0644 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0645\u062f\u0629<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0639\u0627\u0645 2026 \u064a\u0639\u0645\u0644\u0648\u0646 \u0628\u0645\u0648\u062c\u0628 \u0639\u0642\u0648\u062f \"\u0645\u062d\u062f\u062f\u0629 \u0627\u0644\u0645\u062f\u0629\" \u0623\u0648 \"\u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0645\u062f\u0629\".<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0625\u0630\u0627 \u063a\u0627\u062f\u0631\u062a \u0642\u0628\u0644 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0645\u062f\u0629\u060c \u0641\u0642\u062f \u062a\u0643\u0648\u0646 \u0645\u062f\u064a\u0646\u064b\u0627 \u0644\u0644\u0634\u0631\u0643\u0629 \u0628\u0640 \"\u062a\u0639\u0648\u064a\u0636\" \u0639\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0627\u0644\u0639\u0642\u062f\u060c \u0648\u0639\u0627\u062f\u0629 \u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062a\u0639\u0648\u064a\u0636 \u0647\u0648 \u0631\u0627\u062a\u0628 \u062b\u0644\u0627\u062b\u0629 \u0623\u0634\u0647\u0631.<\/li>\n\n\n\n<li>\u062a\u062d\u0642\u0642 \u062f\u0627\u0626\u0645\u064b\u0627 \u0645\u0646 \"\u0628\u0646\u062f \u0627\u0644\u0625\u0646\u0647\u0627\u0621\" \u0641\u064a \u0644\u0648\u062d\u0629 \u062a\u062d\u0643\u0645 Qiwa \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0642\u0628\u0644 \u0627\u062a\u062e\u0627\u0630 \u0623\u064a \u062e\u0637\u0648\u0629.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sponsorship_Transfer_KSA_2026_The_%E2%80%9CLabor_Mobility%E2%80%9D_Shift\"><\/span>\u0646\u0642\u0644 \u0627\u0644\u0643\u0641\u0627\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026: \u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \"\u062d\u0631\u0643\u0629 \u0627\u0644\u0639\u0645\u0627\u0644\u0629\"<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0637\u0631\u0623\u062a \u0641\u064a \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0644\u064a\u0644\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629 \u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641. <strong>\u0646\u0642\u0644 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026<\/strong> \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u062a\u0639\u0646\u064a \u0623\u0646\u0643 \u0644\u0645 \u062a\u0639\u062f \"\u0645\u0645\u0644\u0648\u0643\u0627\u064b\" \u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644.<\/p>\n\n\n\n<p><strong>\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0641\u064a \u0639\u0627\u0645 2026:<\/strong><\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u0637\u0644\u0628 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 Qiwa:<\/strong> \u064a\u0631\u0633\u0644 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u062f\u064a\u062f \u0637\u0644\u0628 \u0646\u0642\u0644.<\/li>\n\n\n\n<li><strong>\u0641\u062a\u0631\u0629 \u0625\u0634\u0639\u0627\u0631:<\/strong> \u062a\u0642\u062f\u0645 \u0625\u0634\u0639\u0627\u0631 \u0627\u0633\u062a\u0642\u0627\u0644\u062a\u0643 \u0625\u0644\u0649 \u0645\u062f\u064a\u0631\u0643 \u0627\u0644\u062d\u0627\u0644\u064a.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a:<\/strong> \u0628\u0645\u062c\u0631\u062f \u0627\u0646\u062a\u0647\u0627\u0621 \u0641\u062a\u0631\u0629 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u060c \u062a\u0646\u062a\u0642\u0644 \u0643\u0641\u0627\u0644\u062a\u0643 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0641\u064a \u0646\u0638\u0627\u0645 \u0623\u0628\u0634\u0631\/\u0646\u0641\u062b.<\/li>\n<\/ol>\n\n\n\n<p><strong>\u0645\u0644\u0627\u062d\u0638\u0629 \u0647\u0627\u0645\u0629:<\/strong> \u064a\u0638\u0644 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0633\u0627\u0628\u0642 \u0645\u0633\u0624\u0648\u0644\u0627\u064b \u0639\u0646 \u062f\u0641\u0639 \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u062d\u062a\u0649 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0642\u0644. \u064a\u0628\u062f\u0623 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u062d\u062a\u0633\u0627\u0628 \u0633\u0646\u0648\u0627\u062a \u062e\u062f\u0645\u062a\u0643 \u0645\u0646 \u0627\u0644\u0635\u0641\u0631. \u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \u0646\u0642\u0644 \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u062c\u062f\u064a\u062f\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Employee_Rights_During_Ramadan_2026\"><\/span>\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u062e\u0644\u0627\u0644 \u0634\u0647\u0631 \u0631\u0645\u0636\u0627\u0646 2026<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0648\u0628\u0645\u0627 \u0623\u0646\u0646\u0627 \u0646\u062a\u062d\u062f\u062b \u0639\u0646 \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0641\u0644\u0627 \u0628\u062f \u0644\u064a \u0645\u0646 \u0630\u0643\u0631 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0634\u0647\u0631 \u0627\u0644\u0641\u0636\u064a\u0644. <strong>\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u062e\u0644\u0627\u0644 \u0634\u0647\u0631 \u0631\u0645\u0636\u0627\u0646<\/strong> \u062a\u064f\u0637\u0628\u0642 \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0628\u0635\u0631\u0627\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0648\u0632\u0627\u0631\u0629.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644:<\/strong> \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0645\u0633\u0644\u0645\u064a\u0646\u060c \u064a\u062a\u0645 \u062a\u0642\u0644\u064a\u0635 \u064a\u0648\u0645 \u0627\u0644\u0639\u0645\u0644 \u0625\u0644\u0649 <strong>6 \u0633\u0627\u0639\u0627\u062a<\/strong> (\u0623\u0648 36 \u0633\u0627\u0639\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0628\u0648\u0639).<\/li>\n\n\n\n<li><strong>\u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u0644\u0645\u064a\u0646:<\/strong> \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u064a\u0646\u0635 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0641\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0645\u0633\u0644\u0645\u064a\u0646\u060c \u0625\u0644\u0627 \u0623\u0646 \u0645\u0639\u0638\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0631\u064a\u0627\u0636 \u0648\u062c\u062f\u0629 \u062a\u0637\u0628\u0642 \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0633\u062a \u0633\u0627\u0639\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u062c\u0645\u064a\u0639 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0643\u062a\u0628 \u0643\u0645\u0627 \u0647\u064a.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062d\u0631\u0627\u0631\u0629:<\/strong> \u0641\u064a \u0639\u0627\u0645 2026\u060c \u064a\u064f\u0637\u0628\u0651\u0642 \u062d\u0638\u0631 \u0627\u0644\u0639\u0645\u0644 \u0648\u0642\u062a \u0627\u0644\u0638\u0647\u064a\u0631\u0629 \u0628\u0635\u0631\u0627\u0645\u0629 \u0634\u062f\u064a\u062f\u0629. \u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0623\u062d\u062f \u0628\u0627\u0644\u0639\u0645\u0644 \u062a\u062d\u062a \u0623\u0634\u0639\u0629 \u0627\u0644\u0634\u0645\u0633 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 \u0628\u064a\u0646 \u0627\u0644\u0633\u0627\u0639\u0629 12:00 \u0638\u0647\u0631\u064b\u0627 \u06483:00 \u0639\u0635\u0631\u064b\u0627 \u062e\u0644\u0627\u0644 \u0623\u0634\u0647\u0631 \u0627\u0644\u0635\u064a\u0641. \u0648\u064a\u064f\u0637\u0628\u0651\u0642 \u0647\u0630\u0627 \u0627\u0644\u062d\u0638\u0631 \u0628\u0635\u0631\u0627\u0645\u0629 \u0623\u0643\u0628\u0631 \u062e\u0644\u0627\u0644 \u0634\u0647\u0631 \u0631\u0645\u0636\u0627\u0646 \u0625\u0630\u0627 \u0635\u0627\u062f\u0641 \u0645\u0648\u0633\u0645 \u0627\u0644\u062d\u0631.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Practical_Steps_Your_5-Step_Guide_to_Using_the_Calculator\"><\/span>\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629: \u062f\u0644\u064a\u0644\u0643 \u0627\u0644\u0645\u0643\u0648\u0646 \u0645\u0646 5 \u062e\u0637\u0648\u0627\u062a \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0622\u0644\u0629 \u0627\u0644\u062d\u0627\u0633\u0628\u0629<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0644\u0627 \u062a\u062e\u0645\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0633\u0648\u064a\u0629. \u0627\u062a\u0628\u0639 \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u0642\u0645 \u064a\u0645\u0643\u0646\u0643 \u062a\u0642\u062f\u064a\u0645\u0647 \u0644\u0642\u0633\u0645 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0642\u0648\u0649:<\/strong> \u0627\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0634\u062e\u0635\u064a \u0648\u0642\u0645 \u0628\u062a\u0646\u0632\u064a\u0644 \u0639\u0642\u062f\u0643 \u0627\u0644\u062d\u0627\u0644\u064a. \u062f\u0648\u0651\u0646 \"\u0625\u062c\u0645\u0627\u0644\u064a \u0631\u0627\u062a\u0628\u0643\" \u0648\"\u062a\u0627\u0631\u064a\u062e \u0628\u062f\u0621 \u0627\u0644\u0639\u0645\u0644\".<\/li>\n\n\n\n<li><strong>\u062d\u0633\u0627\u0628 \u0627\u0644\u0625\u062c\u0627\u0632\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629:<\/strong> \u0627\u062d\u0633\u0628 \u0639\u062f\u062f \u0623\u064a\u0627\u0645 \u0625\u062c\u0627\u0632\u062a\u0643 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629. \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0646 \u062a\u062f\u0641\u0639 \u0644\u0643 \u0645\u0642\u0627\u0628\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u064a\u0627\u0645 \u0648\u0641\u0642\u064b\u0627 \u0644\u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u062d\u0627\u0644\u064a. \u064a\u064f\u0636\u0627\u0641 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0625\u0644\u0649 <em>\u0641\u064a \u0627\u0644\u0623\u0639\u0644\u0649<\/em> \u0645\u0646 \u0634\u0631\u0643\u0629 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/li>\n\n\n\n<li><strong>\u0627\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0640 HRSD:<\/strong> \u0627\u0628\u062d\u062b \u0639\u0646 \"\u062d\u0627\u0633\u0628\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629\".<\/li>\n\n\n\n<li><strong>\u0623\u062f\u062e\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u062d\u062f\u062f \"\u0646\u0648\u0639 \u0627\u0644\u0639\u0642\u062f\" (\u0645\u062d\u062f\u0648\u062f \u0623\u0648 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f).<\/li>\n\n\n\n<li>\u062d\u062f\u062f \"\u0633\u0628\u0628 \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629\" (\u0627\u0644\u0627\u0633\u062a\u0642\u0627\u0644\u0629\u060c \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0639\u0642\u062f).<\/li>\n\n\n\n<li>\u0623\u062f\u062e\u0644 \u0631\u0627\u062a\u0628\u0643.<\/li>\n\n\n\n<li>\u0623\u062f\u062e\u0644 \u062a\u0627\u0631\u064a\u062e\u064a \u0627\u0644\u0628\u062f\u0621 \u0648\u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0621.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u062d\u0641\u0638 \u0644\u0642\u0637\u0629 \u0627\u0644\u0634\u0627\u0634\u0629:<\/strong> \u0625\u0630\u0627 \u0642\u0627\u0644\u062a \u0627\u0644\u0622\u0644\u0629 \u0627\u0644\u062d\u0627\u0633\u0628\u0629 \u0625\u0646\u0643 \u0645\u062f\u064a\u0646 \u0628\u0645\u0628\u0644\u063a 40,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a\u060c \u0648\u0642\u0627\u0644 \u0642\u0633\u0645 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0644\u062f\u064a\u0643 \u0625\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0647\u0648 30,000 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a\u060c \u0641\u0623\u0638\u0647\u0631 \u0644\u0647\u0645 \u0644\u0642\u0637\u0629 \u0634\u0627\u0634\u0629 \u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0631\u0633\u0645\u064a.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Mistakes_That_Cost_Expats_Money\"><\/span>\u0623\u062e\u0637\u0627\u0621 \u0634\u0627\u0626\u0639\u0629 \u062a\u0643\u0644\u0641 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0627\u0644\u0645\u0627\u0644<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0642\u0628\u0648\u0644 \"\u0635\u0627\u0641\u064a \u0627\u0644\u0631\u0627\u062a\u0628\" \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a:<\/strong> \u0627\u0633\u062a\u062e\u062f\u0645 \u062f\u0627\u0626\u0645\u064b\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a. \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0634\u0631\u0643\u062a\u0643 \u062a\u062f\u0641\u0639 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621 \u0623\u0648 \u0627\u0644\u0645\u0627\u0621\u060c \u0648\u0643\u0627\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a\u064b\u0627\u060c \u0641\u0637\u0627\u0644\u0628 \u0628\u062a\u0636\u0645\u064a\u0646\u0647 \u0641\u064a \u0627\u0644\u0641\u0627\u062a\u0648\u0631\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0639\u0644\u0649 \"\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u062e\u0644\u064a\u0635\" \u0645\u0628\u0643\u0631\u0627\u064b \u062c\u062f\u0627\u064b:<\/strong> \u0644\u0627 \u062a\u0648\u0642\u0639 \u0623\u0628\u062f\u064b\u0627 \u0639\u0644\u0649 \u0623\u064a \u0648\u062b\u064a\u0642\u0629 \u062a\u0646\u0635 \u0639\u0644\u0649 \"\u0627\u0633\u062a\u0644\u0627\u0645\u064a \u062c\u0645\u064a\u0639 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u064a\" \u0642\u0628\u0644 \u0623\u0646 \u062a\u0635\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u0639\u0644\u064a\u064b\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a. \u0628\u0645\u062c\u0631\u062f \u062a\u0648\u0642\u064a\u0639\u0643 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0635\u0639\u0628 \u062c\u062f\u064b\u0627 \u0643\u0633\u0628 \u0642\u0636\u064a\u0629 \u0641\u064a \u0645\u062d\u0643\u0645\u0629 \u0627\u0644\u0639\u0645\u0644.<\/li>\n\n\n\n<li><strong>\u0633\u0648\u0621 \u062a\u0642\u062f\u064a\u0631 \u0645\u0631\u0648\u0631 \u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a:<\/strong> \u0644\u0642\u062f \u0631\u0623\u064a\u062a \u0623\u0634\u062e\u0627\u0635\u0627\u064b \u064a\u0633\u062a\u0642\u064a\u0644\u0648\u0646 \u0628\u0639\u062f 9 \u0633\u0646\u0648\u0627\u062a \u064811 \u0634\u0647\u0631\u0627\u064b. \u0644\u0642\u062f \u062e\u0633\u0631\u0648\u0627 \u062c\u0632\u0621\u0627\u064b \u0643\u0628\u064a\u0631\u0627\u064b \u0645\u0646 \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0627\u062a\u0647\u0645 \u0644\u0623\u0646\u0647\u0645 \u0644\u0645 \u064a\u0646\u062a\u0638\u0631\u0648\u0627 30 \u064a\u0648\u0645\u0627\u064b \u0625\u0636\u0627\u0641\u064a\u0627\u064b \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0631\u062d\u0644\u0629 \"\u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0643\u0627\u0645\u0644\" (10 \u0633\u0646\u0648\u0627\u062a).<\/li>\n\n\n\n<li><strong>\u062a\u062c\u0627\u0647\u0644 \u0627\u0644\u0645\u0627\u062f\u0629 80:<\/strong> \u0625\u0630\u0627 \u062a\u0645 \u0641\u0635\u0644\u0643 \u0644\u0633\u0628\u0628 \u0648\u062c\u064a\u0647 (\u0645\u062b\u0644 \u0627\u0644\u063a\u064a\u0627\u0628 \u0627\u0644\u0645\u062a\u0643\u0631\u0631 \u0628\u062f\u0648\u0646 \u0639\u0630\u0631 \u0628\u0639\u062f \u0627\u0644\u062a\u0646\u0628\u064a\u0647)\u060c \u0641\u0642\u062f \u062a\u0641\u0642\u062f \u0642\u0627\u0646\u0648\u0646\u064a\u0627\u064b \u0643\u0627\u0645\u0644 \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0627\u062a\u0643 \u0639\u0646\u062f \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629. \u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0633\u062c\u0644\u0643 \u0646\u0638\u064a\u0641\u0627\u064b.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tips_and_Pro_Insights\"><\/span>\u0646\u0635\u0627\u0626\u062d \u0648\u0631\u0624\u0649 \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>\u0646\u0638\u0631\u0629 \u062b\u0627\u0642\u0628\u0629 \u0639\u0644\u0649 \"\u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062c\u0632\u0626\u064a\u0629\":<\/strong> \u064a\u062a\u0645 \u062d\u0633\u0627\u0628 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0628\u062f\u0642\u0629 \u0645\u062a\u0646\u0627\u0647\u064a\u0629\u060c \u062d\u062a\u0649 \u0627\u0644\u064a\u0648\u0645. \u0641\u0625\u0630\u0627 \u0639\u0645\u0644\u062a \u0644\u0645\u062f\u0629 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a \u0648\u062b\u0644\u0627\u062b\u0629 \u0623\u0634\u0647\u0631\u060c \u0641\u0644\u0646 \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a \u0641\u0642\u0637\u060c \u0628\u0644 \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062b\u0644\u0627\u062b\u0629 \u0623\u062c\u0632\u0627\u0621 \u0645\u0646 \u0627\u062b\u0646\u064a \u0639\u0634\u0631 \u0645\u0646 \u0627\u0644\u0633\u0646\u0629. <strong>\u062d\u0627\u0633\u0628\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026<\/strong> \u0648\u0647\u0648 \u062f\u0642\u064a\u0642 \u062c\u062f\u0627\u064b \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631.<\/p>\n\n\n\n<p><strong>\u0645\u0646\u0635\u0629 \u0623\u0645\u0641\u064a:<\/strong> \u0625\u0630\u0627 \u0631\u0641\u0636\u062a \u0634\u0631\u0643\u062a\u0643 \u0627\u0644\u062f\u0641\u0639 \u0623\u0648 \u0623\u0639\u0637\u062a\u0643 \u0645\u0628\u0644\u063a\u064b\u0627 \u062e\u0627\u0637\u0626\u064b\u0627\u060c \u0641\u0644\u0627 \u062f\u0627\u0639\u064a \u0644\u0644\u0642\u0644\u0642. \u0644\u0633\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u062d\u0627\u0645\u064d \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631. \u064a\u0645\u0643\u0646\u0643 \u062a\u0642\u062f\u064a\u0645 \"\u0634\u0643\u0648\u0649 \u0639\u0645\u0627\u0644\u064a\u0629\" \u0639\u0644\u0649 <strong>\u0623\u0645\u0641\u064a (\u0645\u0643\u062a\u0628 \u0627\u0644\u0639\u0645\u0644)<\/strong> \u0641\u064a \u0639\u0627\u0645 2026\u060c \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u064f\u062d\u0644 \u0647\u0630\u0647 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0639\u0628\u0631 \u0645\u0643\u0627\u0644\u0645\u0629 \u0641\u064a\u062f\u064a\u0648 \u0639\u0646 \u0628\u064f\u0639\u062f \u0645\u0639 \u0648\u0633\u064a\u0637. \u0625\u0646\u0647\u0627 \u062e\u062f\u0645\u0629 \u0633\u0631\u064a\u0639\u0629 \u0648\u0645\u062c\u0627\u0646\u064a\u0629 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646.<\/p>\n\n\n\n<p><strong>\u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629 \u0648\u0627\u0644\u0642\u0631\u0648\u0636:<\/strong> \u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u062f\u064a\u0643 \u0642\u0631\u0636 \u0628\u0646\u0643\u064a \u0623\u0648 \u0639\u0642\u062f \u0625\u064a\u062c\u0627\u0631 \u0633\u064a\u0627\u0631\u0629\u060c \u0641\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u062a\u062c\u0645\u064a\u062f \u062a\u062d\u0648\u064a\u0644 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0623\u062e\u064a\u0631 \u062d\u062a\u0649 \u062a\u062b\u0628\u062a \u0633\u062f\u0627\u062f \u062f\u064a\u0648\u0646\u0643 \u0623\u0648 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0642\u0631\u0636 \u0625\u0644\u0649 \u062c\u0647\u0629 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629. \u0627\u062d\u062a\u0641\u0638 \u0628\u0645\u0628\u0644\u063a \u0646\u0642\u062f\u064a \u0644\u0644\u0637\u0648\u0627\u0631\u0626 \u062e\u0627\u0631\u062c \u0647\u0630\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0644\u0634\u0647\u0631\u0643 \u0627\u0644\u0623\u062e\u064a\u0631.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ_Questions_People_Ask_Me_Every_Day\"><\/span>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629: \u0623\u0633\u0626\u0644\u0629 \u064a\u0637\u0631\u062d\u0647\u0627 \u0627\u0644\u0646\u0627\u0633 \u0639\u0644\u064a\u0651 \u0643\u0644 \u064a\u0648\u0645<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1776662902009\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"1_Is_ESB_paid_if_I_transfer_to_a_new_company\"><\/span><strong>1. \u0647\u0644 \u064a\u062a\u0645 \u062f\u0641\u0639 \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a ESB \u0625\u0630\u0627 \u0627\u0646\u062a\u0642\u0644\u062a \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u062c\u062f\u064a\u062f\u0629\u061f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0646\u0639\u0645. \u064a\u062c\u0628 \u0639\u0644\u0649 \u0634\u0631\u0643\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0623\u0646 \u062a\u062f\u0641\u0639 \u0644\u0643 \u0643\u0627\u0645\u0644 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u0643 \u062d\u062a\u0649 \u064a\u0648\u0645 \u0627\u0646\u062a\u0642\u0627\u0644\u0643. \u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \"\u0627\u062f\u062e\u0627\u0631\u0647\u0627\" \u0644\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776662939215\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"2_Can_the_company_deduct_for_%E2%80%9Ctraining_costs%E2%80%9D\"><\/span><strong>2. \u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0629 \u062e\u0635\u0645 \u062a\u0643\u0627\u0644\u064a\u0641 \"\u0627\u0644\u062a\u062f\u0631\u064a\u0628\"\u061f<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0639\u0645\u0648\u0645\u0627\u064b\u060c \u0644\u0627\u060c \u0625\u0644\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0647\u0646\u0627\u0643 \u0628\u0646\u062f \u0645\u062d\u062f\u062f \u0641\u064a \u0639\u0642\u062f\u0643 \u064a\u0646\u0635 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0625\u0630\u0627 \u063a\u0627\u062f\u0631\u062a \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u0639\u064a\u0646\u0629. \u0648\u062d\u062a\u0649 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062e\u0635\u0645 \u0645\u0639\u0642\u0648\u0644\u0627\u064b.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776662964551\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"3_What_if_my_contract_was_never_updated_on_Qiwa\"><\/span><strong>3. \u0645\u0627\u0630\u0627 \u0644\u0648 \u0644\u0645 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b \u0639\u0642\u062f\u064a \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 Qiwa\u061f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p> \u0647\u0630\u0647 \u0645\u0634\u0643\u0644\u0629. \u062a\u0639\u062a\u0645\u062f \u0645\u062d\u0643\u0645\u0629 \u0627\u0644\u0639\u0645\u0644 \u0639\u0627\u062f\u0629\u064b \u0639\u0644\u0649 \u0622\u062e\u0631 \u0639\u0642\u062f \u0639\u0645\u0644 \u0631\u0642\u0645\u064a. \u0625\u0630\u0627 \u062d\u0635\u0644\u062a \u0639\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0631\u0627\u062a\u0628 \u0648\u0644\u0645 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b\u0647\u0627 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 Qiwa\u060c \u0641\u0627\u0633\u062a\u062e\u062f\u0645 \u0643\u0634\u0648\u0641\u0627\u062a \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0628\u0646\u0643\u064a \u0648\u0642\u0633\u0627\u0626\u0645 \u0631\u0627\u062a\u0628\u0643 \u0643\u0625\u062b\u0628\u0627\u062a \u0644\u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0623\u0639\u0644\u0649.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776663008250\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"4_Does_the_End_of_Service_Benefit_apply_to_domestic_workers\"><\/span><strong>4. \u0647\u0644 \u064a\u0646\u0637\u0628\u0642 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0627\u062a\u061f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p> \u064a\u062e\u0636\u0639 \u0627\u0644\u0639\u0627\u0645\u0644\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 (\u0627\u0644\u0633\u0627\u0626\u0642\u0648\u0646\u060c \u0627\u0644\u062e\u0627\u062f\u0645\u0627\u062a) \u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f. \u0641\u0628\u064a\u0646\u0645\u0627 \u064a\u062d\u0642 \u0644\u0647\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0625\u0639\u0627\u0646\u0629 \u0628\u0639\u062f 4 \u0633\u0646\u0648\u0627\u062a\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u064f\u062d\u0633\u0628 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 (\u0631\u0627\u062a\u0628 \u0634\u0647\u0631 \u0648\u0627\u062d\u062f \u0644\u0643\u0644 4 \u0633\u0646\u0648\u0627\u062a).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776663063952\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><span class=\"ez-toc-section\" id=\"5_How_long_does_the_company_have_to_pay_my_final_settlement\"><\/span><strong>5. \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u062e\u0644\u0627\u0644\u0647\u0627 \u062f\u0641\u0639 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u064a \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629\u061f<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0628\u062d\u0633\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0625\u0630\u0627 \u0642\u0627\u0645\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0625\u0646\u0647\u0627\u0621 \u062e\u062f\u0645\u062a\u0643\u060c \u0641\u064a\u062c\u0628 \u0639\u0644\u064a\u0647\u0627 \u0623\u0646 \u062a\u062f\u0641\u0639 \u0644\u0643 \u0641\u064a \u063a\u0636\u0648\u0646 <strong>\u0623\u0633\u0628\u0648\u0639 \u0648\u0627\u062d\u062f<\/strong>\u0625\u0630\u0627 \u0627\u0633\u062a\u0642\u0644\u062a\u060c \u0641\u0633\u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0647\u0645 <strong>\u0623\u0633\u0628\u0648\u0639\u064a\u0646<\/strong> \u0644\u062a\u0633\u0648\u064a\u0629 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u0643.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p> <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion_Know_Your_Value\"><\/span>\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0627\u0639\u0631\u0641 \u0642\u064a\u0645\u062a\u0643<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u064a\u064f\u0639\u062f\u0651 \u062a\u0631\u0643 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0645\u0631\u062d\u0644\u0629 \u0627\u0646\u062a\u0642\u0627\u0644\u064a\u0629 \u0643\u0628\u064a\u0631\u0629. \u0625\u0646\u0647\u0627 \u0641\u062a\u0631\u0629 \u0644\u062a\u0631\u062a\u064a\u0628 \u0645\u0643\u062a\u0628\u0643\u060c \u0648\u062a\u0648\u062f\u064a\u0639 \u0632\u0645\u0644\u0627\u0626\u0643\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0628\u062f\u0627\u064a\u0629 \u062c\u062f\u064a\u062f\u0629. \u0644\u0643\u0646 \u0644\u0627 \u062a\u062f\u0639 \u0645\u0634\u0627\u0639\u0631 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u062a\u064f\u0624\u062b\u0631 \u0639\u0644\u0649 \u062d\u0631\u0635\u0643 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u0625\u0647\u0645\u0627\u0644.<\/p>\n\n\n\n<p>\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 <strong>\u062d\u0627\u0633\u0628\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2026<\/strong> \u0627\u0644\u0623\u0645\u0631 \u0644\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0643\u0648\u0646\u0643 \"\u0635\u0639\u0628 \u0627\u0644\u0645\u0631\u0627\u0633\"\u060c \u0628\u0644 \u064a\u062a\u0639\u0644\u0642 \u0628\u0643\u0648\u0646\u0643 \u0645\u062d\u062a\u0631\u0641\u064b\u0627. \u0644\u0642\u062f \u0623\u0635\u0628\u062d \u0627\u0644\u0646\u0638\u0627\u0645 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0634\u0641\u0627\u0641\u064b\u0627 \u0644\u0644\u063a\u0627\u064a\u0629. \u0628\u064a\u0646 <strong>\u0627\u0644\u0639\u0634\u0628<\/strong> \u0648 <strong>\u0631\u0645\u0627\u062f\u064a<\/strong> \u0628\u0641\u0636\u0644 \u0646\u0638\u0627\u0645 \u0627\u0644\u0648\u0633\u0627\u0637\u0629\u060c \u062a\u062a\u0645\u062a\u0639 \u0627\u0644\u064a\u0648\u0645 \u0628\u062d\u0645\u0627\u064a\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0623\u064a \u0648\u0642\u062a \u0645\u0636\u0649.<\/p>\n\n\n\n<p>\u062e\u0635\u0635 \u0628\u0636\u0639 \u062f\u0642\u0627\u0626\u0642\u060c \u0648\u0642\u0645 \u0628\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0628\u0646\u0641\u0633\u0643\u060c \u0648\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629 \u062a\u0639\u0643\u0633 \u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0634\u0627\u0642 \u0627\u0644\u062a\u064a \u0628\u0630\u0644\u062a\u0647\u0627. \u0644\u0642\u062f \u0627\u0633\u062a\u062d\u0642\u0642\u062a \u0630\u0644\u0643.<\/p>\n\n\n\n<p><strong>\u0647\u0644 \u062a\u0628\u062d\u062b \u0639\u0646 \u0641\u0631\u0635\u062a\u0643 \u0627\u0644\u0642\u0627\u062f\u0645\u0629\u061f<\/strong> \u0627\u0637\u0644\u0639 \u0639\u0644\u0649 \u0623\u062f\u0644\u062a\u0646\u0627 \u062d\u0648\u0644 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/allksago.com\/ar\/%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a%d8%a9-%d9%88%d8%a3%d8%a8%d8%b1%d8%b2-%d8%a7%d9%84%d9%82%d8%b7%d8%a7%d8%b9%d8%a7%d8%aa-%d8%a7\/\">\u0623\u0647\u0645 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u0642\u0637\u0628 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0639\u0627\u0645 2026<\/a> \u0623\u0648 \u062a\u0639\u0644\u0645 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0639\u062b\u0648\u0631 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/allksago.com\/ar\/%d9%88%d8%b8%d8%a7%d8%a6%d9%81-%d8%b9%d9%86-%d8%a8%d8%b9%d8%af-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a%d8%a9-%d8%a3%d9%81%d8%b6%d9%84-%d8%a7%d9%84%d9%85%d9%88%d8%a7%d9%82%d8%b9-%d9%88\/\">\u0648\u0638\u0627\u0626\u0641 \u0639\u0646 \u0628\u0639\u062f \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/a> \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062a\u0642\u062f\u0645 \u0645\u0633\u064a\u0631\u062a\u0643 \u0627\u0644\u0645\u0647\u0646\u064a\u0629.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0645\u0634\u0627\u0639\u0631 \u0645\u062e\u062a\u0644\u0637\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644: \u062b\u0645\u0629 \u0634\u0639\u0648\u0631\u064c \u062e\u0627\u0635\u064c\u0651 \u064a\u0646\u062a\u0627\u0628\u0643 \u0639\u0646\u062f\u0645\u0627 \u062a\u0642\u0631\u0631 \u0623\u0646 \u0627\u0644\u0648\u0642\u062a \u0642\u062f \u062d\u0627\u0646 \u0644\u062a\u0631\u0643 \u0648\u0638\u064a\u0641\u062a\u0643 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629. \u0631\u0628\u0645\u0627 \u062a\u0643\u0648\u0646 \u0642\u062f \u0623\u0646\u0647\u064a\u062a...<\/p>","protected":false},"author":3,"featured_media":3128,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[295],"tags":[],"class_list":["post-3127","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-intelligence"],"_links":{"self":[{"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/posts\/3127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/comments?post=3127"}],"version-history":[{"count":2,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/posts\/3127\/revisions"}],"predecessor-version":[{"id":3135,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/posts\/3127\/revisions\/3135"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/media\/3128"}],"wp:attachment":[{"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/media?parent=3127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/categories?post=3127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/allksago.com\/ar\/wp-json\/wp\/v2\/tags?post=3127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}